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Projects Subject to Substantial Improvement Rule
When planning a construction project that is subject to FEMA's "Substantial Improvement" rule it is important to breakout the overall costs of the project into items that are included and items that are not included under the rule. The following listing establishes the guidelines for making this determination.
- All items permanently attached to the structure.
Structural Elements
All structural elements, including:
- Attached decks and porches
- Bearing walls, tie beams and trusses
- Exterior wall finishes (brick, stucco or siding), including painting and decorative moldings
- Floors and ceilings
- Hardware
- Interior partition walls
- Monolithic or other types of concrete slabs
- Re-shingling or re-tiling a roof
- Spread or continuous foundation footings and pilings
- Windows and doors
- Wood or reinforced concrete decking or roofing
Interior Finish Elements
All interior finish elements, including:
- Bathroom tiling and fixtures
- Built-in bookcases, cabinets and furniture
- Hardware
- Kitchen, utility and bathroom cabinets
- Tiling, linoleum, stone or carpet
- Wall finishes
- Drywall
- Marble
- Painting
- Paneling
- Plaster
- Stucco
- Other decorative finishes
Utility & Service Equipment
All utility and service equipment, including:
- Built-in kitchen appliances
- Central vacuum systems
- HVAC equipment
- Lighting fixtures and ceiling fans
- Repair or reconstruction of plumbing and electrical services
- Security systems
- Water filtration, conditioning or recirculation systems
Miscellaneous
Also included:
- Labor and other costs associated with demolishing, removing or altering building components
- Contractor overhead and profit
Note: Owners doing their own work must include the cost of materials and a reasonable cost for labor
- Cost associated with drawing plans and producing specifications for the project
- Debris removal
- Clean-up (dirt and mud removal, building dry out, etc.)
- Removal of debris from either the structure or the lot, dumpster rental, transport fees to landfill and landfill tipping fees)
- Items not considered real property such as throw rugs, furniture, refrigerators, stoves that are not built-in, etc.
- Items that are not attached to the structure, any site items, accessory structures and loose debris
- Permit fees
- Survey costs
Outside Improvements
Outside improvements, including:
- Detached structures (including garages)
- Fences
- Gazebos
- Landscape irrigation systems
- Landscaping
- Screened pool enclosures
- Sheds
- Sidewalks
- Swimming pools
- Yard lights
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Julie Anderson
Building Division ManagerPhone: 727-363-9244
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Joanne Boland
Permitting AdministratorPhone: 727-363-9214
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Mark Vasquez
Building OfficialPhone: 727-363-9209
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Patrick Hawk
Permit TechPhone: 727-363-9226
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Norma Jean Hollo
Permit TechPhone: 727-363-9212
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Jennifer Ledford
Permit Tech / Zoning TechPhone: 727-363-9253